Scot Cheben

Senior Advisor
5 years in practice

About Scot Cheben

Scot is an Army Veteran. He spent his early life working in aeronautics before owning his own home care business. His dedication to care for seniors spawned when faced with the need to find care services for his dad. In 2009, Scot’s father had bypass surgery. While flying back and forth from his home in California to his father's home in North Carolina to take care for him, Scot realized that he needed help. He began looking for a company in North Carolina that he could call to assist his ailing father with his daily activity needs. It was during this experience that people began to tell Scot that he “was made for such a job” as working in the home-health care industry. Scot began to consider buying a franchise and after interviewing the CEO’s of various franchises he settled on Senior Helpers as the best. “The rest”, as Scot says, “is history.” His home care agency has been recognized nationally for two consecutive years in providing the best customer service. In 2015, his company won a local readers choice award for best In-Home Care Business in the San Gabriel Valley, California. During his tenure he has assisted many of his clients and families cope with the day to day life of home care. When he is not working, he enjoys hiking and other outdoor activities.

Answers  (32)

I applaud you for being proactive! You are touching on multiple topics with this question. I reached out to a very special person, Chris Cooper to help answer this. Chris is the owner and founder of Chris Cooper & Company, a financial planning firm working with people who own small businesses... more

We at Care Giving Answers strive to provide helpful and...  (more)We at Care Giving Answers strive to provide helpful and relevant information to senior citizens and their families and loved ones. The material provided through our site is made available for informational purposes only. In no way should users of our site rely or act upon any information provided herein without seeking appropriate professional advice (medical, legal or financial). Users should independently verify the accuracy, completeness and relevance for their specific purposes. The information provided through our site is not intended to constitute professional advice and in no way forms or constitutes a professional-client relationship of any kind.

With your Dad's situation, it would be best to have a Home Care Company that is located near the final destination. For example, if your dad is flying into LAX and then going to Pasadena to be with family... it would be best to hire a home care company in the Pasadena area. Have the company (or... more

We at Care Giving Answers strive to provide helpful and...  (more)We at Care Giving Answers strive to provide helpful and relevant information to senior citizens and their families and loved ones. The material provided through our site is made available for informational purposes only. In no way should users of our site rely or act upon any information provided herein without seeking appropriate professional advice (medical, legal or financial). Users should independently verify the accuracy, completeness and relevance for their specific purposes. The information provided through our site is not intended to constitute professional advice and in no way forms or constitutes a professional-client relationship of any kind.

Without understanding your plans or financial situation completely, I’ll explain the rules and give guidance of where to turn to for specific answers on your situation. Medicare Part A only covers skilled care given in a certified nursing facility for individuals who meet certain conditions... more

We at Care Giving Answers strive to provide helpful and...  (more)We at Care Giving Answers strive to provide helpful and relevant information to senior citizens and their families and loved ones. The material provided through our site is made available for informational purposes only. In no way should users of our site rely or act upon any information provided herein without seeking appropriate professional advice (medical, legal or financial). Users should independently verify the accuracy, completeness and relevance for their specific purposes. The information provided through our site is not intended to constitute professional advice and in no way forms or constitutes a professional-client relationship of any kind.

According to the Colorado State Requirements it is understood that... "A property tax exemption is available to qualifying senior citizens and the surviving spouses of those who previously qualified. There are three basic requirements to qualify: 1) The qualifying senior must be at least 6... more

We at Care Giving Answers strive to provide helpful and...  (more)We at Care Giving Answers strive to provide helpful and relevant information to senior citizens and their families and loved ones. The material provided through our site is made available for informational purposes only. In no way should users of our site rely or act upon any information provided herein without seeking appropriate professional advice (medical, legal or financial). Users should independently verify the accuracy, completeness and relevance for their specific purposes. The information provided through our site is not intended to constitute professional advice and in no way forms or constitutes a professional-client relationship of any kind.

In most states the Patient Bill of Rights suggests that you have the right to refuse treatment and be told what effect this may have on your health. As long as you're cognitive. I'll let a lawyer suggest an approach if they are not. Did your husband speak to his dad about this matter? Had dad... more

We at Care Giving Answers strive to provide helpful and...  (more)We at Care Giving Answers strive to provide helpful and relevant information to senior citizens and their families and loved ones. The material provided through our site is made available for informational purposes only. In no way should users of our site rely or act upon any information provided herein without seeking appropriate professional advice (medical, legal or financial). Users should independently verify the accuracy, completeness and relevance for their specific purposes. The information provided through our site is not intended to constitute professional advice and in no way forms or constitutes a professional-client relationship of any kind.

The answer is not so much a yes or no. It might be a strong maybe. There are several ways to get paid as a caregiver. Let me list a few and go into some of them for you...State run programs Long term care insuranceVA Benefits (Aid and Attendance)Drawing up a personal care agreement (Caregiver... more

We at Care Giving Answers strive to provide helpful and...  (more)We at Care Giving Answers strive to provide helpful and relevant information to senior citizens and their families and loved ones. The material provided through our site is made available for informational purposes only. In no way should users of our site rely or act upon any information provided herein without seeking appropriate professional advice (medical, legal or financial). Users should independently verify the accuracy, completeness and relevance for their specific purposes. The information provided through our site is not intended to constitute professional advice and in no way forms or constitutes a professional-client relationship of any kind.

I know that most people want to live in their home for as long as one can... Here are some things to remember about cost, housing, legal and home care. It sounds like you are leaving your home to your guardian that is taking care of you. Questions to consider is: Do you have the proper... more

We at Care Giving Answers strive to provide helpful and...  (more)We at Care Giving Answers strive to provide helpful and relevant information to senior citizens and their families and loved ones. The material provided through our site is made available for informational purposes only. In no way should users of our site rely or act upon any information provided herein without seeking appropriate professional advice (medical, legal or financial). Users should independently verify the accuracy, completeness and relevance for their specific purposes. The information provided through our site is not intended to constitute professional advice and in no way forms or constitutes a professional-client relationship of any kind.

This is a very tough decision to quit work and take care of your mom. Without understanding all of the financial background of everyone involved, let me explain that most of all federal and state government funded benefits are are either income based or participation based or both. What I mean by... more

We at Care Giving Answers strive to provide helpful and...  (more)We at Care Giving Answers strive to provide helpful and relevant information to senior citizens and their families and loved ones. The material provided through our site is made available for informational purposes only. In no way should users of our site rely or act upon any information provided herein without seeking appropriate professional advice (medical, legal or financial). Users should independently verify the accuracy, completeness and relevance for their specific purposes. The information provided through our site is not intended to constitute professional advice and in no way forms or constitutes a professional-client relationship of any kind.

Good Question! A lot of folks have the same question. I reached out to a good friend of mine, Seth Walsh, to help better explain this. They both cover you in case of an incapacity, but in very different ways. Long-Term Disability Income Insurance is designed to replace a large portion of your... more

We at Care Giving Answers strive to provide helpful and...  (more)We at Care Giving Answers strive to provide helpful and relevant information to senior citizens and their families and loved ones. The material provided through our site is made available for informational purposes only. In no way should users of our site rely or act upon any information provided herein without seeking appropriate professional advice (medical, legal or financial). Users should independently verify the accuracy, completeness and relevance for their specific purposes. The information provided through our site is not intended to constitute professional advice and in no way forms or constitutes a professional-client relationship of any kind.

The steps you can take right now are to get as much education about this dreaded disease and also mentally prepare yourself. I can help with the first part, but preparing yourself mentally is always a tough one. I'll give you some advice on this as well. I would start with the Alzheimer's... more

We at Care Giving Answers strive to provide helpful and...  (more)We at Care Giving Answers strive to provide helpful and relevant information to senior citizens and their families and loved ones. The material provided through our site is made available for informational purposes only. In no way should users of our site rely or act upon any information provided herein without seeking appropriate professional advice (medical, legal or financial). Users should independently verify the accuracy, completeness and relevance for their specific purposes. The information provided through our site is not intended to constitute professional advice and in no way forms or constitutes a professional-client relationship of any kind.

Before I recommend the best way to find the right facility, I would first suggest that you talk to your aunt about how she feels about moving into a facility. "Slowing down" doesn't necessarily mean that one is ready or will ever be ready for a facility. If she is not ready and the concern is... more

We at Care Giving Answers strive to provide helpful and...  (more)We at Care Giving Answers strive to provide helpful and relevant information to senior citizens and their families and loved ones. The material provided through our site is made available for informational purposes only. In no way should users of our site rely or act upon any information provided herein without seeking appropriate professional advice (medical, legal or financial). Users should independently verify the accuracy, completeness and relevance for their specific purposes. The information provided through our site is not intended to constitute professional advice and in no way forms or constitutes a professional-client relationship of any kind.

So according to the 2015 "cost of care" published by Genworth, the Alabama state median is $3,075/month for a (private) one bedroom assisted living facility. In Mobile AL, the same setting is $3553/month. Highest in Alabama was in Anniston at $4150 and the lowest was Gadsden coming in at $250... more

We at Care Giving Answers strive to provide helpful and...  (more)We at Care Giving Answers strive to provide helpful and relevant information to senior citizens and their families and loved ones. The material provided through our site is made available for informational purposes only. In no way should users of our site rely or act upon any information provided herein without seeking appropriate professional advice (medical, legal or financial). Users should independently verify the accuracy, completeness and relevance for their specific purposes. The information provided through our site is not intended to constitute professional advice and in no way forms or constitutes a professional-client relationship of any kind.

There is a short answer to the question... Yes. Let me explain in more detail. A caregiver is there for support. Whether it be to care for the client or to provide respite care for the primary caregiver, that is the purpose for outsourcing this type of care. Before you contract with a home care... more

We at Care Giving Answers strive to provide helpful and...  (more)We at Care Giving Answers strive to provide helpful and relevant information to senior citizens and their families and loved ones. The material provided through our site is made available for informational purposes only. In no way should users of our site rely or act upon any information provided herein without seeking appropriate professional advice (medical, legal or financial). Users should independently verify the accuracy, completeness and relevance for their specific purposes. The information provided through our site is not intended to constitute professional advice and in no way forms or constitutes a professional-client relationship of any kind.

I'm so sorry to hear this. Hospice is usually reserved for the final six months. Timing is tough to predict these matters. Since your mom is still under the care of her doctor, they would know when to transition her. With mom being in the home setting already this transition should be seamless... more

We at Care Giving Answers strive to provide helpful and...  (more)We at Care Giving Answers strive to provide helpful and relevant information to senior citizens and their families and loved ones. The material provided through our site is made available for informational purposes only. In no way should users of our site rely or act upon any information provided herein without seeking appropriate professional advice (medical, legal or financial). Users should independently verify the accuracy, completeness and relevance for their specific purposes. The information provided through our site is not intended to constitute professional advice and in no way forms or constitutes a professional-client relationship of any kind.

Think about it as medical vs. non-medical needs. Home health care (medical) is skilled medical services to help adults who are recovering from a hospital or facility stay and need additional medical support in their home. The services cover a variety of health care services that are given in the... more

We at Care Giving Answers strive to provide helpful and...  (more)We at Care Giving Answers strive to provide helpful and relevant information to senior citizens and their families and loved ones. The material provided through our site is made available for informational purposes only. In no way should users of our site rely or act upon any information provided herein without seeking appropriate professional advice (medical, legal or financial). Users should independently verify the accuracy, completeness and relevance for their specific purposes. The information provided through our site is not intended to constitute professional advice and in no way forms or constitutes a professional-client relationship of any kind.